3-bureau monitoring & identity protection

Always watching over your credit.

Credit Nanny keeps a caring eye on Equifax, Experian and TransUnion, shows you exactly how to raise your score, and guards your identity with $1M in fraud insurance. One plan. Everything included.

Get started — $39.99/mo See what’s included
All 3 bureaus $1M fraud insurance free with activation No tiers to compare

Monitoring all three credit bureaus

Equifax Experian TransUnion $1M Fraud Insurance 3-Bureau Monitoring

Everything a watchful nanny would do — for your credit.

One membership covers your scores, your identity and your next loan. No add-ons, no tiers.

3

credit bureaus monitored — Equifax, Experian & TransUnion

$1M

in fraud insurance, free with activation

13

score, protection & loan tools in one membership

$39.99

per month, one simple plan

What’s included

Three kinds of care. One membership.

Build your score, lock down your identity, and shop for credit with confidence — every tool is included from day one.

01 — 8 TOOLS

Score Tools

See all three reports, understand what moves your score, and get a clear plan to raise it.

  • 3B Report & ScoresYour reports and scores from all three bureaus
  • ScoreTrackerFollow your scores as they change over time
  • ScoreBuilder®A step-by-step plan to build stronger credit
  • ScoreBoost™Which balances to pay down — and by how much
  • Future ScoreSee how today’s moves could shape your score
  • Best Pay-Down DateKnow when to pay so a lower balance is reported
  • Credit MonitoringAlerts when something changes on your reports
  • ActionsReach creditors and resolve report issues in one place
02 — 4 TOOLS

Protection Tools

An umbrella over your identity, your data and your money.

  • $1M Fraud InsuranceFree with activation
  • PrivacyMaster®Removes your data from sellers
  • Breach & Dark Web MonitoringAlerts if you’re exposed
  • Money ManagerYour accounts in one view
03 — MARKETPLACE

Loan Tools

myLONA® brings loan and account offers together, so you can compare with your credit picture in view.

PersonalAutoHomeStudentBusinessCredit cardsBank accounts
The standouts

Four reasons members sleep better.

01 · Score

ScoreBoost™

Pick the score you want. ScoreBoost shows which balances to pay down — and exactly how much — to get you there.

  • A specific plan, not generic advice
  • Pairs with Best Pay-Down Date for timing
02 · Privacy

PrivacyMaster®

Your name, address and phone number are bought and sold by data brokers. PrivacyMaster works to remove your data from third-party sellers.

  • Fewer places for scammers to find you
  • Included — no separate privacy subscription
03 · Protection

$1M Fraud Insurance

If someone steals your identity, you’re not facing it alone. $1 million in fraud insurance comes free when you activate your membership.

  • Free with activation — no extra premium
  • Backed by breach & dark web monitoring
04 · Borrowing

myLONA®

When you’re ready to borrow, myLONA puts loan and account offers side by side — so you can shop with your credit picture right in front of you.

  • Loans, credit cards and bank accounts
  • Built right into your membership
Pricing

One plan. Everything included.

No tiers to compare and no features held back. Every member gets every tool — plus $1M in fraud insurance, free with activation.

All 3 bureaus, not just one
Score, protection & loan tools together
One simple monthly price
Credit Nanny MembershipAll-inclusive
$39.99/ month

Full 3-bureau monitoring, score-building tools, identity protection and a loan marketplace.

$1M Fraud Insurance — free with activation

Score Tools

  • 3B Report & Scores
  • ScoreTracker
  • ScoreBuilder®
  • ScoreBoost™
  • Future Score
  • Best Pay-Down Date
  • Credit Monitoring
  • Actions

Protection

  • $1M Fraud Insurance
  • PrivacyMaster®
  • Data Breach & Dark Web Monitoring
  • Money Manager

Loans

  • myLONA® marketplace
  • Personal, auto & home loans
  • Student & business loans
  • Credit cards & bank accounts
Get started — $39.99/mo Already a member? Log in
Rain or shine

Let someone else keep watch.

Three bureaus, one plan, $1M in fraud insurance. Set it up in minutes and let Credit Nanny do the watching.

Get started — $39.99/mo Member log in
Questions? Call 860-800-9701